22012

Cernobbio

Cernobbio | Lombardy

Where Balustrades

Bear Beauty

View Photos Watch Film 360° VTour Open House

BEST COMO REAL ESTATE

Presented At

$2,233,158

Bathrooms

Living

3,230

SQM

Office

Air Conditioning

Washer Dryer

Indoor Pool

Fitness Center / Gym

Kitchen island

Laundry Room

Walk In Closet

Wine Cellar

Terrace

Garage

Garden

Balcony

Gate

Pool

Lake View

Mountain View

Panoramic / Scenic View

Investment Property

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22012

Cernobbio

Cernobbio | Lombardy

22012 Cernobbio, Province of Como, Italy, Cernobbio, Lombardy, Italy. , Cernobbio , Lombardy

Villa, Cernobbio, ID 87

Lake Como, Cernobbio, detached villa on the hill, with fine stone cladding. Exclusive Location: Located in one of the most sought-after areas of Cernobbio, this detached villa on the hill offers a breathtaking panoramic view of Lake Como and the city of Como. The proximity to Switzerland (only 10 km from the border) makes it perfect for those looking for a luxury retreat with easy access to international services, airports and financial centers. Villa Features. Basement: Large garage. Elegant and functional indoor swimming pool. Changing room, bathroom and laundry room. Storage room for maximum organization. Ground Floor: Large living room with fireplace, ideal for cozy evenings. Refined dining room and modern kitchen. Terrace with lake view, perfect for al fresco dining. Bathroom and storage room. First Floor: Three spacious and bright bedrooms. Two elegant and functional bathrooms. Exterior: Private well-kept garden, ideal for relaxing moments. Breathtaking view of the lake and the city of Como. Why Choose This Villa? Close to Switzerland: ideal for those who work or travel frequently to Switzerland, with the border just 10 km away. Highly sought-after location: Cernobbio is synonymous with elegance, tranquility and prestige. Valuable Investment: a unique property in one of the most beautiful areas of Lake Como. Selling price in the current state without renovation work included. Renderings are for illustrative purposes. Should the buyer be interested, we are available to offer a complete renovation project. The information and data reported here are purely indicative and have no contractual value. Are you interested in this listing? Cellphone/Whatsapp: [hidden information] E-mail: [hidden information] Best Como Immobiliare – local real estate agent Lake Como – Menaggio. Elegant semi-detached villa of new construction. Privacy, security and an excellent investment! Just 3 km from Lake Como and a short distance from the Swiss border, in a quiet and private area, we offer a splendid semi-detached villa under construction. Characterized by large and bright rooms, modern finishes and a large private garden, this property is perfect for those looking for comfort, security and an excellent real estate investment. Main features: Large basement with double garage, tavern, bathroom, laundry room and cellar. Ground floor: spacious living room with kitchenette, bathroom, large terrace and covered porch. First floor: possibility of 2 or 3 bedrooms, bathroom and panoramic porch. Large private garden, ideal for moments of relaxation in the open air. Private parking spaces for greater convenience. Open view of the mountains, in a green and relaxing setting. Excellent solution for primary residence or investment for tourist rentals, with strong revaluation potential. A modern and safe villa, immersed in tranquility but with easy access to the lake, services and Switzerland. Are you interested? Phone/WhatsApp: [hidden information] E-mail: [hidden information]. Best Como Immobiliare – Your partner for investments on Lake Como. The information and data reported here are purely indicative and have no contractual value.

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22012

Cernobbio

Cernobbio | Lombardy

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Property Location

22012 Cernobbio, Province of Como, Italy, Cernobbio, Lombardy, Italy., Cernobbio Lombardy

Local Weather & Climate

Cernobbio, Lombardy

Current Conditions Updated recently

41 °F

Overcast clouds

Feels Like 41°F

Humidity 99%

Wind 2 mph

Visibility 6.2 mi

Sunrise 6:53 AM

Sunset 4:18 PM

5-Day Forecast

Sun 25 Jan

Clouds

High 43°

Low 40°

Mon 26 Jan

Clouds

High 47°

Low 37°

Tue 27 Jan

Clouds

High 45°

Low 37°

Wed 28 Jan

Rain

High 40°

Low 38°

Thu 29 Jan

Clouds

High 44°

Low 34°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Cernobbio?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$1,900,000

22012 Cernobbio, Province of Como, Italy, Cernobbio, Lombardy, Italy.

Cernobbio, Lombardy

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Market Opinion

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Our perspective on current market conditions in Cernobbio. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 3.5% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $223,315,800 20% down ($44,663,160)

Investment Perspective

$1 → $1.30

Every dollar invested today could become $1.30 in 10 years

$100 → 130 $1,000 → $1,298

$16,156/day

Your home may appreciate while you sleep

$113,401/week $491,404/mo $5,896,851/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$249K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential -4% advantage over stocks

-$122.9M

+$160.0M

$160.0M Potential Equity

vs $122.9M lost to rent over 10 years

$44.7M Down Payment Growth

3.6x

10yr

$160.0M

7.2x

20yr

$322.8M

10.9x

30yr

$488.1M

Wealth Comparison

×1,162

Equivalent to 1,162 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $488.1M

Time to Double Your Investment (accounting for market cycles)

60.5

years

Conservative

1.15% effective/yr

26.6

years

Market-Based

2.64% effective/yr

17.1

years

Optimistic

4.13% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $250.4M +12%

Market $289.8M +30%

Optimistic $334.7M +50%

$160.0M est. equity

20 Years

Conservative $280.9M +26%

Market $376.1M +68%

Optimistic $501.5M +125%

$322.8M est. equity

30 Years

Conservative $315.0M +41%

Market $488.1M +119%

Optimistic $751.6M +237%

$488.1M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

What is the size of 22012 Cernobbio, Province of Como, Italy, Cernobbio, Lombardy, Italy?

This property offers 3,230 square feet of living space.

What is the listing price for 22012 Cernobbio, Province of Como, Italy, Cernobbio, Lombardy, Italy?

This property is listed at $223,315,800, which equals $69138 per square foot.

Is now a good time to buy a home in Cernobbio?

Based on current market indicators, Cernobbio shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 22012 Cernobbio, Province of Como, Italy, Cernobbio, Lombardy, Italy?

This is a house located in Cernobbio, Lombardy. The property is situated in an established neighborhood with convenient access to local amenities and services.